Being a federal government employee has many perks, including quality insurance coverage. If your doctor has determined that you need a hearing aid, you may be nervous about the cost. Are you wondering, “Does Blue Cross Federal insurance cover hearing aids?” Here’s what you need to know before getting your next hearing device.
Does Blue Cross Federal Insurance Cover Hearing Aids? It Might!
The Blue Cross Blue Shield PPO Federal Employee Program (FEP) provides broad coverage in terms of hearing health. You must choose a provider who is in-network with BCBS PPO plans. The plan typically covers hearing evaluations and hearing aids that are determined to be medically essential.
With this plan, not only are government employees covered, but their immediate family members are also covered. The Blue Cross Federal insurance program also covers fitting, batteries, dispensing fees, and repair services.
While you may be excited to choose your device, you should know that it’s best to confirm your policy coverage with Blue Cross before purchasing.
There Are Coverage Limitations Though
There are some coverage limitations to be aware of. First, hearing aids are only covered for adults 22 and older, with a limit of up to $2,500 every five calendar years.
Hearing aids for children aged 2 and younger are covered up to $2,500 per calendar year. When determined to be medically necessary, bone-anchored hearing aids are limited to $5,000 per calendar year.
Over-the-counter hearing aids, including accessories, enhancement devices, and supplies are not covered.
For Quality Hearing Care, Turn to the Experts at Potomac Audiology
If you’ve been told you have hearing loss and need aids, don’t settle for less than the best. The team at Potomac Audiology not only offers adult audiology services, we specialize in hearing aids. No matter the brand or type, you can count on us to provide you with the information you need to know.
We make finding the best hearing aid for you a breeze. To learn more now that you know the answer to your question, “Does Blue Cross Federal insurance cover hearing aids,” get in touch by calling 240-599-3641 today!