Hearing aids can be quite expensive. In fact, on average it can cost between $1,000 and $3,500 for just one. The good news is that health insurance may cover these costs, which means that you’ll have to pay little to nothing out of pocket. If you’re wondering, “Does Aetna World Bank insurance cover hearing aids,” we have just the information you need to know.
Does Aetna World Bank Insurance Cover Hearing Aids? Yes – With Caveats
Every insurance company and insurance plan is different. If you have Aetna World Bank insurance, you’ll be happy to know that some hearing aids are covered. However, there are some caveats to be aware of.
First, you’ll need to meet the requirements for your air conduction hearing aids to be medically necessary. This means that your hearing thresholds must be 40 decibels (dB) HL or greater at 500, 1000, 2000, 3000, or 400 hertz (Hz) or your hearing thresholds 26 dB HL or greater at three of these frequencies.
Patients with a speech recognition of 94% or less are also found to medically require air conduction hearing aids.
Over-the-Counter Hearing Aids
Non-prescription, FDA-approved hearing aids such as the Bose SoundControl hearing aid are medically necessary equally effective alternatives to traditional hearing aids, and are covered under Aetna World Bank insurance.
Implantable Hearing Aids
Implantable and semi-implantable hearing aids are deemed medically necessary for patients with moderate-to-severe sensorineural hearing impairment. These patients cannot tolerate certain aids due to specific medical conditions.
Free-Floating Piezoelectric Microphones
The use of a free-floating piezoelectric microphone with an implantable hearing aid is not covered. This is because this device is considered experimental and investigational. Therefore, more studies are needed to confirm the effectiveness of this approach.
Need Hearing Aid Help? Come to Potomac Audiology for Prescriptions, Shopping, Repair, or Other Needs!
Whether you need a new hearing aid, want to upgrade, or need help troubleshooting an existing one, Potomac Audiology is just the team for you. We specialize in hearing care and know all about the many types, styles, and brands of hearing aids.
Our team can answer your questions such as, “Does Aetna World Bank insurance cover hearing aids,” though you should also confirm coverage with Aetna as well. Call our office today at 240-599-3641 to schedule an appointment!
